/* ===== My Grate Mortgage — design system ===== */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,500;1,600&family=Inter:wght@300;400;500;600;700&family=IBM+Plex+Mono:wght@400;500&display=swap');

:root{
  --green:#0D4D2B; --green-deep:#093a20; --green-dk:#072c18;
  --gold:#C8A45D; --gold-dk:#a8843f; --gold-ink:#3a2f12;
  --black:#111111; --white:#FAFAF8; --gray:#F4F4F2; --gray-2:#ededea;
  --ink:#1d2620; --muted:#5d665e; --line:#e4e4df;
  --shadow-card:0 2px 10px rgba(13,77,43,.05), 0 1px 3px rgba(0,0,0,.04);
  --shadow-lift:0 30px 60px -28px rgba(13,77,43,.30), 0 2px 8px rgba(0,0,0,.04);
  --maxw:1240px;
  --r:16px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--white);
  font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;}
.serif{font-family:'Cormorant Garamond',Georgia,serif;}
.mono{font-family:'IBM Plex Mono',ui-monospace,monospace;}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
h1,h2,h3,h4{margin:0;font-weight:600;}
p{margin:0;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 40px;}
section{position:relative;}

/* ---- buttons ---- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:'Inter';
  font-weight:600;font-size:15px;padding:14px 24px;border-radius:9px;border:none;cursor:pointer;
  transition:transform .16s ease, box-shadow .16s ease, background .16s ease;white-space:nowrap;line-height:1;}
.btn:hover{transform:translateY(-2px);}
.btn-green{background:var(--green);color:var(--white);box-shadow:0 8px 20px -10px rgba(13,77,43,.7);}
.btn-green:hover{background:var(--green-deep);}
.btn-gold{background:var(--gold);color:var(--gold-ink);box-shadow:0 8px 20px -10px rgba(200,164,93,.8);}
.btn-gold:hover{background:var(--gold-dk);}
.btn-ghost{background:transparent;border:1.5px solid rgba(13,77,43,.22);color:var(--green);}
.btn-ghost:hover{border-color:var(--green);background:rgba(13,77,43,.04);}
.btn-white{background:#fff;color:var(--green);}
.btn-lg{padding:16px 30px;font-size:16.5px;}
.btn-sm{padding:10px 16px;font-size:13.5px;}

/* ---- shared atoms ---- */
.eyebrow{display:inline-flex;align-items:center;gap:11px;font-size:12.5px;font-weight:600;
  letter-spacing:.16em;text-transform:uppercase;color:var(--gold-dk);margin-bottom:18px;}
.eyebrow::before{content:"";width:26px;height:1.5px;background:var(--gold);}
.eyebrow.center::after{content:"";width:26px;height:1.5px;background:var(--gold);}
.eyebrow.center{justify-content:center;}
.s-title{font-family:'Cormorant Garamond',serif;font-weight:600;font-size:clamp(34px,4vw,52px);
  line-height:1.05;letter-spacing:-.01em;color:var(--green);}
.s-sub{font-size:18px;color:var(--muted);line-height:1.6;max-width:560px;}
.pill{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:500;color:var(--green);
  background:rgba(13,77,43,.06);padding:8px 14px;border-radius:100px;}
.star{color:var(--gold);letter-spacing:1px;}
.card{background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);box-shadow:var(--shadow-card);}
.sec-head{max-width:640px;}
.sec-pad{padding:96px 0;}
.center{text-align:center;}

/* ---- form fields ---- */
.field{display:flex;flex-direction:column;gap:7px;}
.field label{font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--muted);}
.field input,.field select,.field textarea{width:100%;font-family:'Inter';font-size:15px;padding:13px 14px;
  border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);transition:border .15s, box-shadow .15s;}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green);
  box-shadow:0 0 0 3px rgba(13,77,43,.10);}
.field textarea{resize:vertical;min-height:96px;}
.field.err input,.field.err select{border-color:#c0492f;box-shadow:0 0 0 3px rgba(192,73,47,.12);}
.field .msg{font-size:12px;color:#c0492f;display:none;}
.field.err .msg{display:block;}
.toggle-tabs{display:flex;gap:6px;background:#f1f1ee;padding:5px;border-radius:11px;}
.toggle-tabs button{flex:1;border:none;background:transparent;font-family:'Inter';font-weight:600;font-size:14px;
  color:#7a847b;padding:10px;border-radius:8px;cursor:pointer;transition:.15s;}
.toggle-tabs button.on{background:#fff;color:var(--ink);box-shadow:0 1px 3px rgba(0,0,0,.08);}

/* ---- placeholder imagery ---- */
.ph{position:relative;overflow:hidden;background:
  repeating-linear-gradient(45deg, rgba(13,77,43,.055) 0 2px, transparent 2px 12px), var(--gray);
  display:flex;align-items:flex-end;}
.ph.green{background:
  repeating-linear-gradient(45deg, rgba(255,255,255,.05) 0 2px, transparent 2px 13px), linear-gradient(160deg,var(--green),var(--green-dk));}
.ph .lbl{font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:.04em;color:#8a948b;
  background:rgba(255,255,255,.78);padding:4px 9px;margin:10px;border-radius:4px;}
.ph.green .lbl{background:rgba(255,255,255,.14);color:#cbe0d2;}
.avatar{aspect-ratio:1;border-radius:50%;background:
  repeating-linear-gradient(45deg, rgba(13,77,43,.07) 0 2px, transparent 2px 10px),
  radial-gradient(circle at 50% 38%, #e9 e9 e4, #dcdcd6);
  display:flex;align-items:center;justify-content:center;font-family:'Cormorant Garamond',serif;
  font-weight:600;color:var(--green);}

/* ================= NAV ================= */
.nav{position:sticky;top:0;z-index:100;background:rgba(250,250,248,.86);backdrop-filter:blur(14px);
  border-bottom:1px solid transparent;transition:border .2s, box-shadow .2s;}
.nav.scrolled{border-bottom:1px solid var(--gray-2);box-shadow:0 4px 20px -16px rgba(0,0,0,.3);}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:78px;}
.nav-logo{height:38px;}
.nav-links{display:flex;align-items:center;gap:30px;font-size:14.5px;font-weight:500;}
.nav-links a{display:inline-flex;align-items:center;gap:5px;cursor:pointer;transition:color .15s;position:relative;}
.nav-links a:hover{color:var(--green);}
.nav-right{display:flex;align-items:center;gap:18px;}
.nav-phone{font-size:14.5px;font-weight:600;color:var(--green);white-space:nowrap;}
.caret{width:7px;height:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;
  transform:rotate(45deg) translateY(-2px);opacity:.55;transition:transform .2s;}
/* dropdown */
.has-drop{position:relative;display:inline-flex;align-items:center;}
.dropdown{position:absolute;top:calc(100% + 18px);left:50%;transform:translateX(-50%) translateY(8px);
  width:560px;background:#fff;border:1px solid var(--gray-2);border-radius:16px;box-shadow:var(--shadow-lift);
  padding:14px;opacity:0;visibility:hidden;transition:.2s;display:grid;grid-template-columns:1fr 1fr;gap:4px;}
.has-drop:hover .dropdown{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0);}
.has-drop:hover .caret{transform:rotate(225deg) translateY(2px);}
.drop-item{display:flex;gap:13px;padding:13px;border-radius:11px;transition:background .14s;align-items:flex-start;}
.drop-item:hover{background:var(--gray);}
.drop-ic{width:36px;height:36px;border-radius:9px;background:rgba(13,77,43,.08);display:flex;align-items:center;
  justify-content:center;flex-shrink:0;color:var(--green);font-size:17px;}
.drop-item h5{font-size:14.5px;font-weight:600;margin:0 0 2px;color:var(--ink);}
.drop-item p{font-size:12.5px;color:var(--muted);line-height:1.4;}
.nav-mob{display:none;}

/* ================= HERO ================= */
.hero{background:var(--white);overflow:hidden;}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:60px;align-items:center;padding:54px 0 76px;}
.hero h1{font-family:'Cormorant Garamond',serif;font-size:clamp(48px,5.4vw,78px);line-height:1.0;
  font-weight:600;letter-spacing:-.012em;color:var(--green);margin-bottom:24px;}
.hero h1 em{color:var(--gold);font-style:italic;}
.hero-lead{font-size:19px;line-height:1.6;color:var(--muted);max-width:490px;margin-bottom:34px;}
.hero-cta{display:flex;gap:14px;margin-bottom:42px;flex-wrap:wrap;}
.hero-stats{display:flex;gap:42px;border-top:1px solid var(--line);padding-top:26px;}
.hero-stats .n{font-family:'Cormorant Garamond',serif;font-size:36px;font-weight:600;color:var(--green);line-height:1;}
.hero-stats .l{font-size:13px;color:var(--muted);margin-top:5px;}
.quote-card{background:#fff;border-radius:20px;padding:32px;box-shadow:var(--shadow-lift);border:1px solid var(--gray-2);}
.quote-card h3{font-family:'Cormorant Garamond',serif;font-size:28px;font-weight:600;color:var(--green);margin-bottom:4px;}
.quote-card .sub{font-size:14px;color:var(--muted);margin-bottom:22px;}
.qrow{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px;}
.fineprint{text-align:center;font-size:12.5px;color:#97a09a;margin-top:13px;}
.disclaimer{font-size:12px;line-height:1.5;color:#8a948b;margin-top:14px;}
.disclaimer.on-green{color:rgba(250,250,248,.6);}
.calc-disclaimer{max-width:var(--maxw);margin:26px auto 0;padding:18px 22px;background:#fff;border:1px solid var(--gray-2);
  border-radius:12px;font-size:12px;line-height:1.6;color:#8a948b;}
.calc-disclaimer strong{color:var(--muted);font-weight:600;}

/* ================= TRUST + MARQUEE ================= */
.trust{background:var(--green);color:var(--white);}
.trust-in{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:26px 0;flex-wrap:wrap;}
.trust-item{display:flex;align-items:center;gap:12px;}
.trust-item .big{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:600;line-height:1;}
.trust-item .small{font-size:12.5px;color:rgba(250,250,248,.72);line-height:1.3;}
.trust-divider{width:1px;height:40px;background:rgba(255,255,255,.16);}
.marquee{background:var(--green-dk);color:rgba(250,250,248,.9);overflow:hidden;border-top:1px solid rgba(255,255,255,.08);}
.marquee-track{display:flex;gap:0;white-space:nowrap;animation:scroll-x 38s linear infinite;width:max-content;}
.marquee:hover .marquee-track{animation-play-state:paused;}
.marquee-item{display:inline-flex;align-items:center;gap:14px;padding:16px 30px;font-size:14px;font-weight:500;letter-spacing:.02em;}
.marquee-item .dot{color:var(--gold);font-size:18px;}
@keyframes scroll-x{from{transform:translateX(0);}to{transform:translateX(-50%);}}

/* ================= PROGRAMS ================= */
.programs{background:var(--gray);}
.prog-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:48px;}
.prog-card{background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);padding:26px;cursor:pointer;
  transition:transform .18s, box-shadow .18s, border-color .18s;position:relative;overflow:hidden;}
.prog-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lift);border-color:rgba(13,77,43,.2);}
.prog-card .ic{width:46px;height:46px;border-radius:11px;background:rgba(13,77,43,.07);display:flex;align-items:center;
  justify-content:center;color:var(--green);font-size:21px;margin-bottom:18px;}
.prog-card h3{font-family:'Cormorant Garamond',serif;font-size:24px;font-weight:600;color:var(--ink);margin-bottom:7px;}
.prog-card p{font-size:14px;color:var(--muted);line-height:1.5;margin-bottom:16px;}
.prog-card .lnk{font-size:13.5px;font-weight:600;color:var(--green);display:inline-flex;align-items:center;gap:6px;}
.prog-card .tag{position:absolute;top:18px;right:18px;font-size:10.5px;font-weight:600;letter-spacing:.05em;
  text-transform:uppercase;color:var(--gold-dk);background:rgba(200,164,93,.14);padding:4px 9px;border-radius:100px;}
.prog-card .bar{position:absolute;left:0;top:0;height:3px;width:0;background:var(--gold);transition:width .25s;}
.prog-card:hover .bar{width:100%;}

/* ================= TEAM ================= */
.team{background:var(--white);}
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:46px;}
.lo-card{background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);overflow:hidden;
  transition:transform .18s, box-shadow .18s;}
.lo-card:hover{transform:translateY(-5px);box-shadow:var(--shadow-lift);}
.lo-photo{aspect-ratio:4/3.4;width:100%;background:var(--gray);}
.lo-photo>img{width:100%;height:100%;object-fit:cover;object-position:center 18%;display:block;}
.lo-body{padding:18px 20px 20px;}
.lo-body h4{font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:600;color:var(--ink);line-height:1.1;}
.lo-role{font-size:12.5px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--gold-dk);margin:4px 0 12px;}
.lo-meta{font-size:13px;color:var(--muted);display:flex;flex-direction:column;gap:5px;border-top:1px solid var(--gray-2);padding-top:13px;}
.lo-meta a{display:inline-flex;align-items:center;gap:7px;}
.lo-meta a:hover{color:var(--green);}
.team-sub{margin:64px 0 0;}
.ops-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px;}
.ops-card{display:flex;gap:16px;align-items:center;background:var(--gray);border-radius:var(--r);padding:20px;}
.ops-card .avatar{width:64px;flex-shrink:0;font-size:22px;}
.ops-card h4{font-family:'Cormorant Garamond',serif;font-size:20px;font-weight:600;}
.ops-card .r{font-size:12px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--gold-dk);margin:3px 0 6px;}
.ops-card .m{font-size:12.5px;color:var(--muted);}

/* ================= PROCESS ================= */
.process{background:var(--green);color:var(--white);overflow:hidden;}
.process .s-title{color:var(--white);}
.process .s-sub{color:rgba(250,250,248,.74);}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:0;margin-top:56px;position:relative;}
.step{position:relative;padding:0 22px;}
.step:not(:last-child)::after{content:"";position:absolute;top:26px;right:-0px;width:100%;height:1.5px;
  background:repeating-linear-gradient(90deg,rgba(200,164,93,.5) 0 7px,transparent 7px 14px);z-index:0;}
.step-num{width:54px;height:54px;border-radius:50%;background:var(--green-dk);border:1.5px solid rgba(200,164,93,.5);
  display:flex;align-items:center;justify-content:center;font-family:'Cormorant Garamond',serif;font-size:24px;
  font-weight:600;color:var(--gold);position:relative;z-index:1;margin-bottom:22px;}
.step h4{font-size:19px;font-weight:600;margin-bottom:9px;}
.step .who{display:inline-flex;align-items:center;gap:6px;font-size:10.5px;font-weight:700;letter-spacing:.1em;
  text-transform:uppercase;padding:4px 10px;border-radius:100px;margin-bottom:14px;}
.step .who.you{color:var(--gold);background:rgba(200,164,93,.14);}
.step .who.we{color:#bcd3c3;background:rgba(255,255,255,.07);}
.step p{font-size:14px;color:rgba(250,250,248,.7);line-height:1.55;padding-right:14px;}

/* ================= CALCULATOR ================= */
.calc{background:var(--gray);}
.calc-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:48px;margin-top:48px;align-items:start;}
.calc-controls{background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);padding:32px;box-shadow:var(--shadow-card);}
.slider-row{margin-bottom:24px;}
.slider-row .top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px;}
.slider-row .top label{font-size:13.5px;font-weight:600;color:var(--ink);}
.slider-row .top .val{font-family:'Cormorant Garamond',serif;font-size:23px;font-weight:600;color:var(--green);white-space:nowrap;}
input[type=range]{-webkit-appearance:none;width:100%;height:6px;border-radius:6px;background:var(--gray-2);outline:none;}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;
  background:var(--green);cursor:pointer;border:3px solid #fff;box-shadow:0 2px 6px rgba(13,77,43,.4);}
input[type=range]::-moz-range-thumb{width:22px;height:22px;border-radius:50%;background:var(--green);cursor:pointer;border:3px solid #fff;}
.calc-result{background:linear-gradient(165deg,var(--green),var(--green-dk));border-radius:var(--r);padding:38px;color:var(--white);
  box-shadow:var(--shadow-lift);position:sticky;top:100px;}
.calc-result .eyebrow{color:var(--gold);}
.calc-pay{font-family:'Cormorant Garamond',serif;font-size:62px;font-weight:600;line-height:1;margin:4px 0 4px;}
.calc-pay span{font-size:24px;color:rgba(250,250,248,.7);}
.calc-note{font-size:13.5px;color:rgba(250,250,248,.7);margin-bottom:28px;}
.calc-break{display:flex;flex-direction:column;gap:1px;background:rgba(255,255,255,.12);border-radius:12px;overflow:hidden;}
.calc-break .brk{display:flex;justify-content:space-between;padding:14px 18px;background:rgba(7,44,24,.5);font-size:14px;}
.calc-break .brk .k{color:rgba(250,250,248,.78);display:flex;align-items:center;gap:9px;}
.calc-break .brk .v{font-weight:600;}
.swatch{width:11px;height:11px;border-radius:3px;}

/* ================= LEAD MAGNETS ================= */
.magnets{background:var(--white);}
.mag-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:46px;}
.mag-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);
  overflow:hidden;transition:transform .18s,box-shadow .18s;}
.mag-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lift);}
.mag-cover{aspect-ratio:5/3;position:relative;overflow:hidden;}
.post-cover>img,.mag-cover>img{width:100%;height:100%;object-fit:cover;display:block;}
.mag-feature-img{width:100%;height:100%;min-height:300px;object-fit:cover;display:block;}
.mag-body{padding:24px;display:flex;flex-direction:column;flex:1;}
.mag-kind{font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dk);margin-bottom:10px;}
.mag-body h3{font-family:'Cormorant Garamond',serif;font-size:24px;font-weight:600;color:var(--ink);line-height:1.12;margin-bottom:9px;}
.mag-body p{font-size:14px;color:var(--muted);line-height:1.5;margin-bottom:20px;flex:1;}
.mag-feature{grid-column:span 3;display:grid;grid-template-columns:1.12fr .88fr;background:var(--green);border-radius:var(--r);overflow:hidden;color:#fff;}
.mag-feature .left{padding:44px;display:flex;flex-direction:column;justify-content:center;}
.mag-feature .s-title{color:#fff;font-size:33px;line-height:1.1;}
.mag-feature .ph{min-height:280px;}

/* gated modal */
.modal-bg{position:fixed;inset:0;background:rgba(9,44,24,.55);backdrop-filter:blur(4px);z-index:1000;
  display:none;align-items:center;justify-content:center;padding:24px;}
.modal-bg.open{display:flex;}
.modal{background:#fff;border-radius:20px;max-width:460px;width:100%;padding:38px;box-shadow:var(--shadow-lift);
  position:relative;animation:pop .22s ease;}
@keyframes pop{from{transform:scale(.95);opacity:0;}to{transform:scale(1);opacity:1;}}
.modal .x{position:absolute;top:18px;right:20px;font-size:22px;color:#9aa39c;cursor:pointer;background:none;border:none;line-height:1;}
.modal h3{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:600;color:var(--green);margin-bottom:6px;}
.modal .ms{font-size:14.5px;color:var(--muted);margin-bottom:24px;}
.modal-legal{max-width:680px;max-height:84vh;overflow-y:auto;padding:40px 42px;}
.modal-legal h3{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:600;color:var(--green);margin-bottom:6px;}
.modal-legal h4{font-size:15px;font-weight:700;color:var(--ink);margin:22px 0 7px;}
.modal-legal p,.modal-legal li{font-size:13.5px;line-height:1.6;color:var(--muted);margin-bottom:10px;}
.modal-legal ul{margin:0 0 10px;padding-left:18px;}
.modal-legal .eff{font-size:12px;color:#97a09a;margin-bottom:18px;}
.modal-legal .note{font-size:12px;color:var(--gold-dk);background:rgba(200,164,93,.1);border-radius:8px;padding:10px 12px;margin-bottom:18px;}
.modal .field{margin-bottom:14px;}

/* ================= ARTICLE READER ================= */
.reader{position:fixed;inset:0;z-index:1100;background:var(--white);overflow-y:auto;display:none;}
.reader.open{display:block;}
.reader-bar{position:sticky;top:0;z-index:5;display:flex;align-items:center;justify-content:space-between;
  height:66px;padding:0 28px;background:rgba(250,250,248,.9);backdrop-filter:blur(12px);border-bottom:1px solid var(--gray-2);}
.reader-bar img{height:32px;}
.reader-back{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--green);
  background:none;border:none;cursor:pointer;font-family:'Inter';}
.reader-back:hover{color:var(--gold-dk);}
.reader-share{font-size:13px;color:var(--muted);}
.article-hero{max-width:720px;margin:0 auto;padding:54px 28px 0;}
.article-cat{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;
  color:var(--gold-dk);background:rgba(200,164,93,.14);padding:6px 13px;border-radius:100px;margin-bottom:22px;}
.article-title{font-family:'Cormorant Garamond',serif;font-size:clamp(34px,5vw,52px);line-height:1.06;font-weight:600;
  letter-spacing:-.01em;color:var(--green);margin-bottom:20px;}
.article-meta{display:flex;align-items:center;gap:12px;font-size:13.5px;color:var(--muted);
  border-bottom:1px solid var(--gray-2);padding-bottom:26px;margin-bottom:6px;}
.article-meta .dot{color:var(--gold);}
.article-cover{max-width:1040px;margin:34px auto;padding:0 28px;}
.article-cover img{width:100%;border-radius:var(--r);aspect-ratio:16/9;object-fit:cover;}
.article-body{max-width:720px;margin:0 auto;padding:8px 28px 40px;}
.article-body p{font-size:18px;line-height:1.75;color:var(--ink);margin-bottom:22px;}
.article-body .lead{font-size:21px;line-height:1.65;color:var(--muted);margin-bottom:28px;}
.article-body h2{font-family:'Cormorant Garamond',serif;font-size:31px;font-weight:600;color:var(--green);
  line-height:1.15;margin:42px 0 14px;letter-spacing:-.01em;}
.article-body h3{font-size:19px;font-weight:700;color:var(--ink);margin:30px 0 10px;}
.article-body ul,.article-body ol{margin:0 0 22px;padding-left:24px;}
.article-body li{font-size:18px;line-height:1.7;color:var(--ink);margin-bottom:10px;}
.article-body strong{color:var(--ink);font-weight:700;}
.article-body blockquote{margin:30px 0;padding:20px 26px;background:var(--gray);border-left:3px solid var(--gold);
  border-radius:0 12px 12px 0;font-family:'Cormorant Garamond',serif;font-size:23px;line-height:1.4;color:var(--green);font-style:italic;}
.article-cta{max-width:720px;margin:10px auto 0;padding:0 28px;}
.article-cta-box{background:linear-gradient(165deg,var(--green),var(--green-dk));border-radius:var(--r);padding:40px;color:#fff;text-align:center;}
.article-cta-box h3{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:600;color:#fff;margin-bottom:10px;}
.article-cta-box p{color:rgba(250,250,248,.78);font-size:16px;line-height:1.6;margin-bottom:24px;max-width:440px;margin-left:auto;margin-right:auto;}
.article-disclaimer{max-width:720px;margin:34px auto;padding:0 28px;}
.article-disclaimer p{font-size:12px;line-height:1.6;color:#97a09a;border-top:1px solid var(--gray-2);padding-top:22px;}
.article-byline{display:flex;align-items:center;gap:13px;max-width:720px;margin:36px auto 0;padding:24px 28px 0;border-top:1px solid var(--gray-2);}
.article-byline .avatar{width:50px;font-size:18px;}
.article-byline .nm{font-weight:600;font-size:15px;color:var(--ink);}
.article-byline .rl{font-size:13px;color:var(--muted);}
.post{cursor:pointer;}
/* guide-specific body elements */
.article-body table{width:100%;border-collapse:collapse;margin:6px 0 26px;font-size:16px;}
.article-body th,.article-body td{border:1px solid var(--gray-2);padding:12px 15px;text-align:left;vertical-align:top;}
.article-body th{background:var(--green);color:#fff;font-weight:600;font-size:14px;letter-spacing:.01em;}
.article-body td.fill{background:rgba(200,164,93,.09);color:var(--gold-dk);font-weight:600;white-space:nowrap;}
.article-body ol{margin:0 0 22px;padding-left:24px;}
.article-body ol li{font-size:18px;line-height:1.7;margin-bottom:10px;}
.article-body .checklist{list-style:none;padding-left:0;margin:0 0 24px;}
.article-body .checklist li{position:relative;padding-left:36px;margin-bottom:13px;font-size:17.5px;line-height:1.55;}
.article-body .checklist li::before{content:"";position:absolute;left:0;top:1px;width:21px;height:21px;
  border:2px solid var(--gold);border-radius:5px;background:#fff;}
/* hide print-only furniture on screen */
.print-only{display:none !important;}

/* ===== Save-as-PDF / print: branded guide document ===== */
@media print{
  @page{ margin:0.7in 0.7in 0.6in; }
  body.reading{background:#fff !important;overflow:visible !important;}
  body.reading > *:not(.reader){display:none !important;}
  body.reading .reader{position:static !important;display:block !important;overflow:visible !important;background:#fff !important;}
  body.reading .reader-bar{display:none !important;}
  body.reading .article-cta{display:none !important;}
  /* force brand colors to render in the PDF */
  body.reading .reader, body.reading .reader *{
    -webkit-print-color-adjust:exact !important; print-color-adjust:exact !important;}
  body.reading .reader a{color:inherit !important;text-decoration:none !important;}

  /* layout widths — let @page margins do the framing */
  body.reading .article-hero,
  body.reading .article-cover,
  body.reading .article-body,
  body.reading .article-byline,
  body.reading .article-disclaimer{max-width:none !important;margin:0 !important;padding-left:0 !important;padding-right:0 !important;}

  /* ---- masthead / letterhead ---- */
  .print-only{display:block !important;}
  body.reading .print-masthead{display:flex !important;align-items:center;gap:14px;
    padding-bottom:12px;margin-bottom:20px;border-bottom:2.5px solid var(--gold);}
  body.reading .print-masthead img{height:30px;width:auto;}
  body.reading .print-masthead .pm-meta{flex:1;line-height:1.25;}
  body.reading .print-masthead .pm-name{font-family:'Cormorant Garamond',serif;font-size:15pt;font-weight:700;color:var(--green);}
  body.reading .print-masthead .pm-sub{font-size:7.5pt;color:#6a7269;letter-spacing:.01em;}
  body.reading .print-masthead .pm-tag{font-size:7.5pt;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
    color:var(--gold-dk);background:rgba(200,164,93,.16);padding:6px 12px;border-radius:100px;white-space:nowrap;}

  /* ---- hero ---- */
  body.reading .article-hero{padding-top:0 !important;break-after:avoid;}
  body.reading .article-cat{font-size:8pt;padding:4px 11px;margin-bottom:12px;}
  body.reading .article-title{color:var(--green) !important;font-size:30pt;line-height:1.04;margin-bottom:12px;break-after:avoid;}
  body.reading .article-meta{font-size:9pt;border-bottom:1px solid #e3e1d8;padding-bottom:14px;margin-bottom:0;}

  /* ---- cover ---- */
  body.reading .article-cover{margin:18px 0 6px !important;break-inside:avoid;}
  body.reading .article-cover img{width:100%;height:2.3in;object-fit:cover;border-radius:8px;}

  /* ---- body type ---- */
  body.reading .article-body{padding-top:6px !important;padding-bottom:0 !important;}
  body.reading .article-body p,
  body.reading .article-body li{font-size:10.8pt;line-height:1.58;color:#1c1c1c;margin-bottom:9px;}
  body.reading .article-body .lead{font-size:12.5pt;line-height:1.5;color:#3a443c;margin:6px 0 16px;}
  body.reading .article-body h2{font-family:'Cormorant Garamond',serif;color:var(--green) !important;
    font-size:17pt;line-height:1.12;margin:22px 0 8px;padding-bottom:5px;
    border-bottom:1px solid rgba(200,164,93,.45);break-after:avoid;break-inside:avoid;}
  body.reading .article-body h3{font-size:12pt;font-weight:700;color:#15321f;margin:16px 0 6px;break-after:avoid;}
  body.reading .article-body ul,body.reading .article-body ol{margin:0 0 14px;padding-left:20px;}
  body.reading .article-body li{margin-bottom:6px;break-inside:avoid;}

  /* ---- callout / quote ---- */
  body.reading .article-body blockquote{margin:16px 0;padding:14px 18px;
    background:rgba(13,77,43,.05);border-left:3px solid var(--gold);border-radius:0 8px 8px 0;
    font-family:'Cormorant Garamond',serif;font-size:14.5pt;line-height:1.32;color:var(--green) !important;
    font-style:italic;break-inside:avoid;}

  /* ---- tables ---- */
  body.reading .article-body table{margin:6px 0 16px;font-size:10pt;break-inside:avoid;}
  body.reading .article-body th{background:var(--green) !important;color:#fff !important;
    -webkit-print-color-adjust:exact !important;print-color-adjust:exact !important;
    padding:9px 12px;font-size:9.5pt;}
  body.reading .article-body td{padding:9px 12px;border:1px solid #d9d7cd;}
  body.reading .article-body td.fill{background:rgba(200,164,93,.12) !important;color:var(--gold-dk) !important;}

  /* ---- checklist ---- */
  body.reading .article-body .checklist li{padding-left:30px;margin-bottom:8px;font-size:10.8pt;break-inside:avoid;}
  body.reading .article-body .checklist li::before{width:16px;height:16px;border:2px solid var(--gold);top:1px;}

  /* ---- byline ---- */
  body.reading .article-byline{display:flex !important;gap:11px;align-items:center;
    margin:20px 0 0 !important;padding:14px 0 0 !important;border-top:1px solid #e3e1d8;break-inside:avoid;}
  body.reading .article-byline .avatar{width:40px;height:40px;font-size:15px;}
  body.reading .article-byline .nm{font-size:11pt;}
  body.reading .article-byline .rl{font-size:9pt;}

  /* ---- branded contact footer ---- */
  body.reading .print-footer{display:block !important;margin-top:22px;padding:16px 20px;
    background:var(--green) !important;border-radius:10px;color:#fff !important;
    -webkit-print-color-adjust:exact !important;print-color-adjust:exact !important;break-inside:avoid;}
  body.reading .print-footer .pf-head{font-family:'Cormorant Garamond',serif;font-size:14pt;
    color:#fff !important;line-height:1.25;margin-bottom:12px;}
  body.reading .print-footer .pf-grid{display:flex;gap:24px;flex-wrap:wrap;}
  body.reading .print-footer .pf-grid > div{display:flex;flex-direction:column;gap:2px;}
  body.reading .print-footer .pf-k{font-size:7.5pt;letter-spacing:.12em;text-transform:uppercase;color:var(--gold) !important;font-weight:700;}
  body.reading .print-footer .pf-v{font-size:10pt;color:#fff !important;}

  /* ---- disclaimer ---- */
  body.reading .article-disclaimer{margin-top:16px !important;}
  body.reading .article-disclaimer p{font-size:8pt;line-height:1.5;color:#8a918a;padding-top:14px;border-top:1px solid #e3e1d8;}
}
@media(max-width:680px){
  .article-body p,.article-body li{font-size:16.5px;}
  .article-body .lead{font-size:18.5px;}
}

/* ================= BLOG ================= */
.blog{background:var(--gray);}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:46px;}
.post{background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);overflow:hidden;cursor:pointer;
  transition:transform .18s,box-shadow .18s;display:flex;flex-direction:column;}
.post:hover{transform:translateY(-4px);box-shadow:var(--shadow-lift);}
.post-cover{aspect-ratio:16/9;}
.post-body{padding:24px;}
.post-meta{display:flex;gap:12px;font-size:12px;color:var(--muted);margin-bottom:12px;align-items:center;}
.post-cat{font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-dk);font-size:11px;}
.post h3{font-family:'Cormorant Garamond',serif;font-size:25px;font-weight:600;color:var(--ink);line-height:1.14;margin-bottom:10px;}
.post p{font-size:14px;color:var(--muted);line-height:1.55;margin-bottom:16px;}
.post .lnk{font-size:13.5px;font-weight:600;color:var(--green);display:inline-flex;gap:6px;align-items:center;}

/* ================= REVIEWS ================= */
.reviews{background:var(--white);}
.rev-badges{display:flex;gap:20px;justify-content:center;margin:40px 0 8px;flex-wrap:wrap;}
.rev-badge{display:flex;align-items:center;gap:16px;background:#fff;border:1px solid var(--gray-2);border-radius:14px;
  padding:18px 26px;box-shadow:var(--shadow-card);}
.rev-badge .logo-c{width:48px;height:48px;border-radius:11px;display:flex;align-items:center;justify-content:center;
  font-family:'Cormorant Garamond',serif;font-weight:700;font-size:26px;color:#fff;}
.rev-badge .score{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:600;line-height:1;color:var(--ink);}
.rev-badge .meta{font-size:12.5px;color:var(--muted);}
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px;}
.rev-card{background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);padding:28px;box-shadow:var(--shadow-card);
  display:flex;flex-direction:column;}
.rev-card .qt{font-family:'Cormorant Garamond',serif;font-size:50px;line-height:.6;color:var(--gold);height:24px;}
.rev-card p{font-size:15px;line-height:1.6;color:var(--ink);margin:14px 0 20px;flex:1;}
.rev-author{display:flex;align-items:center;gap:12px;border-top:1px solid var(--gray-2);padding-top:16px;}
.rev-author .avatar{width:42px;font-size:16px;}
.rev-author .nm{font-weight:600;font-size:14.5px;}
.rev-author .src{font-size:12px;color:var(--muted);}

/* ================= CONTACT ================= */
.contact{background:var(--green);color:#fff;overflow:hidden;}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:start;}
.contact .s-title{color:#fff;}
.contact-lead{font-size:18px;color:rgba(250,250,248,.78);line-height:1.6;margin:18px 0 32px;max-width:420px;}
.contact-feat{display:flex;flex-direction:column;gap:18px;margin-top:30px;}
.contact-feat .it{display:flex;gap:15px;align-items:flex-start;}
.contact-feat .ic{width:42px;height:42px;border-radius:11px;background:rgba(255,255,255,.1);display:flex;align-items:center;
  justify-content:center;color:var(--gold);flex-shrink:0;font-size:18px;}
.contact-feat h5{font-size:15.5px;font-weight:600;margin-bottom:3px;}
.contact-feat p{font-size:13.5px;color:rgba(250,250,248,.7);}
.contact-form{background:var(--white);border-radius:20px;padding:34px;box-shadow:var(--shadow-lift);}
.contact-form .grid2{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;}
.contact-form .field{margin-bottom:16px;}

/* ================= MANYCHAT ================= */
.manychat{background:var(--green-dk);color:#fff;overflow:hidden;}
.mc-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px;align-items:center;}
.mc-phone{font-family:'Cormorant Garamond',serif;font-size:30px;font-weight:600;color:var(--gold);}
.kw-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;}
.kw{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:22px;
  transition:transform .16s,background .16s;cursor:pointer;}
.kw:hover{transform:translateY(-3px);background:rgba(255,255,255,.09);}
.kw .key{display:inline-flex;align-items:center;gap:8px;font-family:'IBM Plex Mono',monospace;font-weight:600;
  font-size:15px;letter-spacing:.06em;color:var(--gold);background:rgba(200,164,93,.12);padding:6px 12px;border-radius:8px;margin-bottom:13px;}
.kw h5{font-size:16px;font-weight:600;margin-bottom:5px;}
.kw p{font-size:13px;color:rgba(250,250,248,.66);line-height:1.5;}
.kw.wide{grid-column:span 2;}

/* ================= FOOTER ================= */
.footer{background:var(--black);color:rgba(250,250,248,.66);font-size:13.5px;}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding:72px 0 48px;}
.foot-logo{height:36px;margin-bottom:20px;}
.foot-col h6{font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#fff;margin-bottom:16px;}
.foot-col a{display:block;margin-bottom:10px;transition:color .14s;}
.foot-col a:hover{color:var(--gold);}
.foot-about{font-size:14px;line-height:1.6;margin-bottom:20px;max-width:320px;}
.foot-states{display:flex;flex-wrap:wrap;gap:7px;}
.foot-states span{font-size:11.5px;border:1px solid rgba(255,255,255,.14);padding:4px 9px;border-radius:5px;color:rgba(250,250,248,.7);}
.foot-legal{border-top:1px solid rgba(255,255,255,.1);padding:30px 0 50px;font-size:11.5px;line-height:1.7;color:rgba(250,250,248,.42);}
.foot-legal .badges{display:flex;gap:18px;align-items:center;margin-bottom:20px;flex-wrap:wrap;}
.eho{width:44px;height:44px;border:1.5px solid rgba(255,255,255,.3);border-radius:8px;display:flex;align-items:center;
  justify-content:center;color:rgba(255,255,255,.6);font-size:20px;}
.foot-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:18px;border-top:1px solid rgba(255,255,255,.08);flex-wrap:wrap;}

/* toast */
.toast{position:fixed;bottom:28px;left:50%;transform:translateX(-50%) translateY(120px);background:var(--green);
  color:#fff;padding:15px 26px;border-radius:12px;box-shadow:var(--shadow-lift);font-size:14.5px;font-weight:500;
  z-index:2000;transition:transform .3s cubic-bezier(.2,.9,.3,1.3);display:flex;align-items:center;gap:11px;}
.toast.show{transform:translateX(-50%) translateY(0);}
.toast .ck{width:22px;height:22px;border-radius:50%;background:var(--gold);color:var(--green-dk);display:flex;
  align-items:center;justify-content:center;font-size:13px;font-weight:700;}

/* reveal — opacity ALWAYS 1 (never blank in capture/print/no-JS); only a subtle slide on entrance */
.reveal{opacity:1;}
.reveal.in{animation:revealIn .6s ease;}
@keyframes revealIn{from{transform:translateY(15px);}to{transform:none;}}
@media (prefers-reduced-motion:reduce){.reveal.in{animation:none;}.marquee-track{animation:none;}}

/* ================= RESPONSIVE ================= */
@media(max-width:1080px){
  .prog-grid,.team-grid{grid-template-columns:repeat(2,1fr);}
  .steps{grid-template-columns:repeat(2,1fr);gap:32px 20px;}
  .step::after{display:none;}
  .calc-grid,.hero-grid,.contact-grid,.mc-grid,.mag-feature{grid-template-columns:1fr;}
  .mag-grid,.blog-grid,.rev-grid,.ops-grid{grid-template-columns:repeat(2,1fr);}
  .foot-top{grid-template-columns:1fr 1fr;}
}
@media(max-width:680px){
  .wrap{padding:0 22px;}
  .nav-links,.nav-phone{display:none;}
  .nav-mob{display:flex;}
  .nav.mob-open .nav-links{display:flex;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--gray-2);box-shadow:var(--shadow-lift);padding:6px 22px 14px;}
  .nav.mob-open .nav-links>a,.nav.mob-open .has-drop>a{padding:15px 0;font-size:16px;border-bottom:1px solid var(--gray-2);width:100%;}
  .nav.mob-open .has-drop{display:block;}
  .nav.mob-open .dropdown,.nav.mob-open .caret{display:none;}
  .prog-grid,.team-grid,.mag-grid,.blog-grid,.rev-grid,.ops-grid,.contact-form .grid2,.qrow,.kw-grid{grid-template-columns:1fr;}
  .kw.wide{grid-column:span 1;}
  .sec-pad{padding:64px 0;}
  .hero-stats{gap:26px;}
  .rev-badges{flex-direction:column;align-items:stretch;}
}

/* =================================================================
   PROGRAM DETAIL PAGES  (programs/*.html)
   ================================================================= */
.crumb{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--muted);margin-bottom:22px;}
.crumb a{color:var(--muted);transition:color .14s;}
.crumb a:hover{color:var(--green);}
.crumb .sep{opacity:.5;}
.crumb .cur{color:var(--gold-dk);font-weight:600;}

/* hero */
.lp-hero{background:var(--white);overflow:hidden;border-bottom:1px solid var(--gray-2);}
.lp-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;padding:52px 0 70px;}
.lp-badge{display:inline-flex;align-items:center;gap:10px;font-family:'IBM Plex Mono',monospace;font-size:12.5px;
  font-weight:500;letter-spacing:.04em;color:var(--green);background:rgba(13,77,43,.06);padding:9px 15px;border-radius:100px;margin-bottom:22px;}
.lp-badge .code{font-weight:600;color:var(--gold-dk);}
.lp-hero h1{font-family:'Cormorant Garamond',serif;font-size:clamp(40px,4.6vw,62px);line-height:1.03;font-weight:600;
  letter-spacing:-.012em;color:var(--green);margin-bottom:22px;}
.lp-hero h1 em{color:var(--gold);font-style:italic;}
.lp-lead{font-size:19px;line-height:1.6;color:var(--muted);max-width:520px;margin-bottom:26px;}
.lp-chips{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:34px;}
.lp-chips span{display:inline-flex;align-items:center;gap:8px;font-size:13px;font-weight:500;color:var(--ink);
  background:#fff;border:1px solid var(--gray-2);padding:9px 14px;border-radius:100px;box-shadow:var(--shadow-card);}
.lp-chips span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold);flex-shrink:0;}
.lp-hero-cta{display:flex;gap:14px;flex-wrap:wrap;}
/* at-a-glance card */
.glance{background:linear-gradient(165deg,var(--green),var(--green-dk));border-radius:20px;padding:34px;color:#fff;
  box-shadow:var(--shadow-lift);}
.glance .eyebrow{color:var(--gold);}
.glance h3{font-family:'Cormorant Garamond',serif;font-size:26px;font-weight:600;color:#fff;margin-bottom:20px;}
.glance-rows{display:flex;flex-direction:column;}
.glance-row{display:flex;justify-content:space-between;align-items:baseline;gap:18px;padding:15px 0;
  border-top:1px solid rgba(255,255,255,.12);}
.glance-row:first-child{border-top:none;padding-top:0;}
.glance-row .k{font-size:13.5px;color:rgba(250,250,248,.72);flex-shrink:0;}
.glance-row .v{font-family:'Cormorant Garamond',serif;font-size:20px;font-weight:600;color:#fff;text-align:right;line-height:1.2;}
.glance-note{font-size:11.5px;line-height:1.5;color:rgba(250,250,248,.5);margin-top:20px;}

/* overview / prose */
.lp-prose{max-width:720px;}
.lp-prose p{font-size:18px;line-height:1.75;color:var(--ink);margin-bottom:20px;}
.lp-prose p:last-child{margin-bottom:0;}
.lp-prose strong{font-weight:700;color:var(--ink);}
.lp-pullquote{margin:8px 0 0;padding:22px 28px;background:var(--gray);border-left:3px solid var(--gold);
  border-radius:0 12px 12px 0;font-family:'Cormorant Garamond',serif;font-size:24px;line-height:1.4;
  color:var(--green);font-style:italic;}

/* benefit grid (reuses card look) */
.ben-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:46px;}
.ben-card{background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);padding:28px;box-shadow:var(--shadow-card);}
.ben-card .ic{width:44px;height:44px;border-radius:11px;background:rgba(13,77,43,.07);display:flex;align-items:center;
  justify-content:center;color:var(--green);font-family:'IBM Plex Mono',monospace;font-size:15px;font-weight:600;margin-bottom:16px;}
.ben-card h3{font-family:'Cormorant Garamond',serif;font-size:22px;font-weight:600;color:var(--ink);margin-bottom:8px;line-height:1.15;}
.ben-card p{font-size:14.5px;color:var(--muted);line-height:1.55;}

/* who it's for — checklist columns */
.forwho{background:var(--green);color:#fff;}
.forwho .s-title{color:#fff;}
.forwho-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px 40px;margin-top:44px;list-style:none;padding:0;}
.forwho-grid li{display:flex;gap:14px;align-items:flex-start;font-size:16.5px;line-height:1.5;
  color:rgba(250,250,248,.9);padding:16px 0;border-top:1px solid rgba(255,255,255,.12);}
.forwho-grid li .tick{width:26px;height:26px;border-radius:50%;background:rgba(200,164,93,.16);color:var(--gold);
  display:flex;align-items:center;justify-content:center;font-size:13px;flex-shrink:0;margin-top:1px;}

/* requirements table */
.req-wrap{background:var(--gray);}
.req-table{margin-top:44px;background:#fff;border:1px solid var(--gray-2);border-radius:var(--r);overflow:hidden;
  box-shadow:var(--shadow-card);}
.req-table .rrow{display:grid;grid-template-columns:.9fr 1.1fr;gap:20px;padding:20px 28px;border-top:1px solid var(--gray-2);}
.req-table .rrow:first-child{border-top:none;}
.req-table .rk{font-size:14px;font-weight:600;color:var(--green);display:flex;align-items:center;gap:12px;}
.req-table .rk .mono{font-size:11px;color:var(--gold-dk);}
.req-table .rv{font-size:15px;color:var(--ink);line-height:1.55;}
.req-table .rv strong{font-weight:700;}

/* faq */
.faq{max-width:820px;margin:44px auto 0;}
.faq details{background:#fff;border:1px solid var(--gray-2);border-radius:12px;margin-bottom:12px;overflow:hidden;
  transition:box-shadow .16s;}
.faq details[open]{box-shadow:var(--shadow-card);}
.faq summary{list-style:none;cursor:pointer;padding:22px 26px;font-family:'Cormorant Garamond',serif;font-size:21px;
  font-weight:600;color:var(--ink);display:flex;justify-content:space-between;align-items:center;gap:20px;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary .pm{width:26px;height:26px;flex-shrink:0;position:relative;}
.faq summary .pm::before,.faq summary .pm::after{content:"";position:absolute;background:var(--gold-dk);
  top:50%;left:50%;transition:transform .2s;}
.faq summary .pm::before{width:14px;height:2px;transform:translate(-50%,-50%);}
.faq summary .pm::after{width:2px;height:14px;transform:translate(-50%,-50%);}
.faq details[open] summary .pm::after{transform:translate(-50%,-50%) scaleY(0);}
.faq details p{font-size:15.5px;line-height:1.65;color:var(--muted);padding:0 26px 24px;margin:0;}
.faq details p strong{color:var(--ink);font-weight:700;}

/* related programs */
.related{background:var(--white);}
.rel-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:40px;}

@media(max-width:1080px){
  .lp-hero-grid,.contact-grid{grid-template-columns:1fr;}
  .ben-grid,.rel-grid{grid-template-columns:repeat(2,1fr);}
  .forwho-grid{grid-template-columns:1fr;gap:0 0;}
}
@media(max-width:680px){
  .ben-grid,.rel-grid,.req-table .rrow{grid-template-columns:1fr;}
  .req-table .rrow{gap:6px;}
  .lp-prose p{font-size:16.5px;}
}